Visa & Interlink Interchange Rates (Reimbursement Fees)

Visa & Interlink Interchange Rates (Reimbursement Fees)

Posted by John B. Frank Monday, May 4, 2009

Visa U.S.A. Inc. Interchange Rates/Fees

The file link below contains tables that set forth the interchange reimbursement fees applied on Visa financial transactions completed within the 50 United States and the District of Columbia.

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Visa or Interlinks Published Interchange Fees!

Visa uses interchange reimbursement fees as transfer fees between financial institutions to balance and grow the payment system for the benefit of all participants.

Merchants do not pay interchange reimbursement fees; merchants pay "merchant discount" to their financial institution.

This is an important distinction, because merchants buy a variety of processing services from financial institutions; all of these services may be included in their merchant discount rate, which is typically a percentage rate per transaction.

If you have any questions about Visa's interchange rates or your merchant discount, please contact your financial institution.

Visa U.S.A. Interchange Reimbursement Fees - April 2009 PDF | 283K

Interlink Interchange Reimbursement Fees - April 2009 PDF | 44K

1 Responses to Visa & Interlink Interchange Rates (Reimbursement Fees)

Greg Says:

Posted on June 10, 2009 at 7:50 PM
Just for information. There is a fee for card not present transaction. No, I am not talking about the signature part of the debit card. It possible not listed on the form, maybe only certain merchant can get that form. It is called pinless bill payment. This work online or by automated phone system. It goes through the star, pulse, or nyce atm network and currently it is only for trusted billers.

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